More Savings, More Coverage, and More Options!
The NEA Members Insurance Trust® has introduced several new enhancements to the NEA Level Premium Term Life Insurance Plan, which is underwritten by The Prudential Insurance Company of America. This Level Premium Plan provides supplemental coverage to NEA members at competitive rates that won’t change for the life of the participant’s term*.
The new enhancements focus in three areas:
More Savings: Lower rates are being offered in most rate classes.
More Coverage: Higher coverage levels are now available up to $1,000,000.
More Options: Participants can choose terms of 10, 15, or 20 years†.
Participants can select full coverage up to age 80‡.
In addition to those new features, the Plan also offers:
• Premiums that won’t increase due to age and benefits that won’t decrease for the entire term*.
• Discounts for non-smokers and competitive smoker rates.
• Spouse or domestic partner coverage§.
• Accelerated Benefit Option#.
The new Plan enhancements take effect June 1, 2010. For more information about the NEA Level Premium Term Life Insurance Plan, call the NEA Member Service Center toll free at 1-800-637-4636 or visit
* Rates may change if plan experience requires a change for all insureds.
† Member/Spouse who elects 20-year term must be under age 61. Member/Spouse who elects a 15-year term must be under age 66. Member/Spouse who elects a 10-year term must be under age 71. Term availability may vary by age.
‡ Rates are locked in; however, the amount of coverage depends on term selected. Review rate charts for rates and term options.
§ Spouse or Domestic Partner coverage may exceed Member coverage amount. Term elected for spouse or domestic partner must match member elected term.
# This benefit allows you to select to receive 50% of your life insurance coverage while you are still alive.
The Level Premium Term Life Insurance coverage is issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102. The Booklet-Certificate contains all details, including any policy exclusions, limitations and restrictions, which may apply. Contract Series: 83500 CA CAO # 1179 NAIC # 68241