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Changes to Cost of Living Adjustments (COLA) Calculator

The COLA Suspension Calculator calculates your total losses over the course of your expected lifetime as a result of having the cost-of-living adjustment suspended for five years at the beginning of your retirement.  The following calculator is written in Microsoft Excel and is required for use:


JCTA was first established in 1968. Over thirty-five years later we are the recognized bargaining agent for over 6,000 certified personnel employed by Jefferson County Public Schools. We represent teachers, librarians, speech clinicians, physical therapists and occupational therapists in every one of the public schools in Jefferson County. 

Our mission is to serve as the active voice of our members; promote quality and equity in public schools; expand and protect the rights and interests of our members; and advocate human, civil and economic rights for all.


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Summer Academy focuses on a rigorous introduction to computer science fundamentals, software engineering principles, and mobile development for either iOS or Android devices. We begin with basic programming concepts like variables, conditional logic, control flow, and functions. Thereafter, students will learn about object oriented programming, systems design, software development life cycle, mobile frameworks, UI/UX design, and how to deploy applications to the App Store or Play Store. Students will exit the program with a fundamental digital portfolio giving them a head start in college-level computer science programs, and an competitive edge over other applicants to universities or entry level IT jobs

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» "Valuing Public Service" Student Poster Contest

"Teaching the Value of Public Service" student poster contest

Those in public service - police officers, teachers, social workers, and scores of others - work for a greater purpose: To make a difference in the lives of others and in the world around us. You can help us celebrate our public servants, and encourage our youth to support and honor those who serve.

Students are invited to participate in the 2018 Public Service Recognition Poster Contest. This year's theme, "Great people doing great jobs," should be expressed through the artwork.

First place winners in each category receive a $50 award, second place winners receive $25, and third place $10. All winners receive an invitation to a special ceremony at the Capitol in April, and will have the opportunity to tour the Capitol while in Frankfort.

Entries will be judged in three categories:

I. Ages 6-9
II. Ages 10-13
III. Ages 14-16

Participants are not eligible to win in the same age category in consecutive years.

Entries must be postmarked by March 30, 2018.

Visit the Personnel Cabinet website for a complete list of contest guidelines. 

» Job Opportunity: Silver Spoon Catering

» 2018-2019 Transfer Application Window Now Open


The 2018-2019 JCPS Transfer Application Window is January 1st - March 22nd.
1.       Go to https://www.jefferson.kyschools.us/
2.       Double-Click on “employees”
3.       Double-Click on “logins” (top blue box)
4.       Scroll down to “Employee Transfer Application” and double-click
5.       Type in JCPS Username and Password
6.       Click “Login”

Please note that JCTA will be providing 5 “Understanding the Transfer Process” Workshops to help interested teachers through the process. The workshops are held at the JCTA Office (1941 Bishop Lane, Suite 300) from 4:30-6:30 pm on the following dates:
W 02/28              

Th 03/01               

M 03/05              

M 03/12                                                                                                                                                                                            

T 03/20  
To register, find the workshops listed on the right side under “JCTA Calendar of Events”. Click the date, log in, then register.  Please only reserve one date so that we can accommodate as many people as possible.

» Comparing "Keeping the Promise" vs. "Shared Responsibility" Pension Plans

» Shared Responsibility (Pension) Plan to be Presented

              Shared Responsibility Plan to be presented: Plan proposes viable alternatives to Governor’s pension reform proposal
Kentucky education leaders will host a joint press release at 2:00 p.m. Eastern time on Monday, November 6, 2017 at Woodford County High School, 180 Frankfort St, Versailles, KY 40383 to present alternatives to a public pension reform plan that has been presented by the office of Gov. Matt Bevin.
The Shared Responsibility Plan is designed to address challenges and financial shortcomings of the current state employee pension fund while also ensuring the long-term stability of the many areas of public service that provide the foundation for life in the Commonwealth of Kentucky. Those include the areas of public education, law enforcement and emergency response, and all aspects of city and county government, such as roads and infrastructure, municipal utilities and judicial processes.
Dr. Tom Shelton, executive director of the Kentucky Association of School Superintendents, said the Shared Responsibility Plan demonstrates the willingness of the state’s education organizations and members to implement changes that will strengthen the pension program and maintain its sustainability.
“We must protect the ability of public education to recruit and retain quality educators,” Shelton said. “Teachers and education professionals build the foundation upon which every other area of public life in Kentucky stands. We often hear that children are the future, and that is true, but it is also true that as leaders, we stand at a pivotal moment in time as the decisions we make today will directly impact the future of our children.”
Representatives from the Boone County Education Association, the Council for Better Education, the Jefferson County Teachers Association, the Kentucky Association of School Administrators, the Kentucky Association of School Superintendents, the Kentucky Education Association, the Kentucky Retired Teachers Association, the Kentucky School Boards Association, and others will share highlights of a Shared Responsibility Plan, which has been presented to state legislative leadership in draft format for their consideration as an alternative to a plan previously released by Gov. Bevin. The Governor is expected to call a special session that will consider changes to the existing state employee pension program.
To read the public draft of the Shared Responsibility Pension Plan from today's press conference, click here.

» What We Know About Gov. Bevin's Proposed Pension Changes

What We Know About Governor Bevin’s Proposed Pension Changes (updated 10-26-2017)

The only information regarding the proposed changes to Kentucky’s public employee pension plans released by the Governor were a number of very general talking points.  Until we have the language of an actual bill, we cannot answer many specific questions.
What we do know or can conclude from the released talking points and conversations with policymakers is the Governor’s plan would...
1. Not encourage current teachers to retire due to plan changes for at least the next three years.
2. Increase the state’s payments to TRS to address the unfunded liability.
3. Continue current retiree Medicare supplemental insurance benefits.
1. Close the current TRS Defined Benefit (DB) plan to new hires, which would force the TRS DB plan into more and more conservative investments over time, lowering its rate of return, and increasing the state’s required payment by $170 million every year, compared to keeping the DB plan open to new hires.  This further destabilizes the DB plan for current teachers and makes it $170 million per year harder for the state to dig out of the Unfunded Liability hole it is in.
2. Force all new hires into a Defined Contribution (DC) plan with higher required employee payments, much lower total employer payments, and no guaranteed retirement benefits - making it much harder to attract and keep quality teachers in Kentucky schools.  (It is not clear whether this new plan would be administered by TRS or would be separated from TRS and administered by some other entity. It is also not clear whether educators in the new DC plan would have any disability coverage or post-retirement medical coverage.)
3. Violate the “Inviolable Contract” by cutting retirement benefits for all current and retired teachers by more than 7.5% by freezing for five years the cost of living adjustments (COLAs) that teachers themselves have pre-funded with their own money and are entitled to immediately upon retirement.
4. Reduce the state’s annual statutory contribution toward teacher retirement benefits from its current minimum of about 16% of a teacher’s salary to a flat 4% of a teacher’s salary.
5. Further tax the cash-strapped budgets of local school districts by forcing them to pay an additional 2% of every new teacher’s salary into the new Defined Contribution (DC) plan.  This money will come straight out of funds that would otherwise be used for students.
6. Reduce all teacher salaries by 3% by (completely unnecessarily) increasing the required payment to the TRS Medical Insurance Fund (MIF) by 3%.  (This is on top of the 3% increased payment added in the 2010 Shared Responsibility Bill, which already fully funds the needed payments for the MIF.  So this is essentially a new 3% tax, just for educators.)
7. Violate the “Inviolable Contract” by eventually by not honoring the inviolably protected 2.5% multiplier.
8. Violate the “Inviolable Contract” by eventually forcing all current teachers into DC plans.
9. Violate teachers’ constitutionally-protected property rights to the value of their currently earned unused sick days by not recognizing unused sick day payments for pension purposes after 2023.
10. Eliminate, after three years, the 3.0 multiplier for teachers who retire with more than 30 years of service.
11. Eliminate, after five years, retirement based a teacher’s high three years of service (instead of high five years of service) for teachers who retire at age 55 or later with at least 27 years of service.
So, while many details remain to be determined, it is clear that the proposed bill will include changes that will, overall, harm the retirement security of Kentucky’s dedicated educators, and we do not need all the details of the bill to know this plan will take Kentucky in the wrong direction.  It is virtually certain to entangle Kentucky in multiple expensive legal challenges which the Commonwealth is likely to lose, worsening the TRS funding dilemma.  It will make it harder to attract and keep the quality teachers our students deserve.  For these and many other reasons, every educator needs to call the legislative hotline and ask their elected officials to reject the plan outlined by the Governor.  Tell them to go back to the drawing board and start with a plan to fund the Unfunded Liability.
It you don’t like what’s in this plan, NOW IS THE TIME TO ACT!!!
Legislative Message Line
(800) 372-7181

Click HERE to watch JCTA President Brent McKim's interview on "Pure Politics".

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» March 21

When Can I Afford to Retire?

» March 24

Classroom Management-Parts 1 & 2

» April 11

Diversity Module I

» April 18

Diversity: Module II

» April 21

Diversity: Modules I-IV

» April 25

Diversity: Module III

» April 25

Know Your Contract

» April 30

Ethics for Educators

» May 2

Diversity: Module IV

» May 22

Diversity: Modules I-IV

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Jefferson County Teachers Association

1941 Bishop lane, Suite 300, Louisville, KY 40218
(502) 454-3400, Fax: (502) 452-2794

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